Sunday 3 October 2010

3 Easy Ways to Get the Best Rate on Your Auto and Renters Insurance

Nowadays, we always find ways to save money in the best way that we can. This is especially true if you have two or more insurance policies. If you have both renters and auto insurance, you can obviously save some money by getting both insurance policies from one company. You can actually bundle these two policies to get the best rate on your auto and renters insurance. Here's how you can do it:
1. Know the discounts that you can get for auto insurance:
a) Good student discount for getting good grades
b) Safe driver discount for keeping a safe driving record
c) Safety features/device discount for installing automatic seat belts, airbags and anti-lock brakes, other anti- theft devices like car alarms
d) Defensive-driving course discount if you have taken this course
2. Know the discounts that you can get for renters insurance
a) Non-smoker discount if no one in your home is smoking
b) Senior citizen's discount if the insured is a senior citizen
c) Safety features discount if the insured install smoke detectors, deadbolts and window locks
d) Fire-resistant home discount if your rented home is constructed with fire-resistive materials
3. Know the discounts that you can get for auto and renters insurance
a) Increased deductible both for your auto and renters insurance to lower your premium.
b) Shopping around for the best price by getting several quotes from different insurance providers online.
c) Review and compare the quotes and choose the right coverage at an affordable cost from a reliable company that offers the best deal.
These are 3 easy ways on how to get the best rate on your auto and renters insurance. With the economic crisis that we face today, it is wise to get the best deal for our money.

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